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Pakistan's tax rates are set by the annual Finance Act and change every July, so the tax calculators here carry a visible note until the current year's slabs are confirmed against FBR. They cover salaried income tax, the final tax on freelance and IT exports, advance tax on property under Sections 236C and 236K, sales tax and withholding on bank profit — always distinguishing active filers from non-filers, which changes most rates.
The everyday tools — electricity bill, solar net-metering payback, car loan installments, Daraz seller commission, gold zakat and Umrah budgeting — use published tariffs and commonly cited market figures with their limits stated on each page. Amounts are in PKR.
Estimate your Pakistan salary income tax, monthly and annual, based on the latest FBR slabs.
Pakistan salary income tax is charged in progressive slabs set each year by the Finance Act, with income up to PKR 600,000 exempt and the top rate 35%. Tax is deducted monthly by the employer; the tax year runs 1 July to 30 June.
Open the calculatorFreelancer tax calculator for Pakistan: final tax on Upwork, Fiverr and IT export income at 0.25% (PSEB) vs 1%, plus normal-regime comparison — FBR rates for tax year 2026.
Pakistani freelancers and IT exporters pay a final tax on export proceeds — commonly cited as 0.25% for PSEB-registered exporters and 1% for non-registered — instead of normal income tax slabs on that income. Rates are set by the annual Finance Act.
Open the calculatorPTA mobile tax check: estimate the PTA registration tax on an imported phone (iPhone, Samsung, any brand) by value band for passport and CNIC registration, with a link to PTA's official DIRBS check.
PTA mobile registration tax in Pakistan depends on the phone's value band and whether it is registered on a passport (within 60 days of arrival, lower rates) or a CNIC. The authoritative figure comes from PTA's DIRBS calculator; third-party estimates are approximate.
Open the calculatorEstimate advance tax on buying or selling property in Pakistan under Section 236C (seller) and 236K (buyer), by filer status.
Pakistan charges advance tax on property transactions under Section 236C (seller) and 236K (buyer) of the Income Tax Ordinance, at rates that depend on the property's value band and whether the person is an active tax filer, late filer or non-filer. Both are adjustable against annual tax.
Open the calculatorAdd 18% sales tax to a price, or extract the tax already included in a GST-inclusive amount — with a custom rate for provincial services tax.
Pakistan's standard sales tax on goods is 18%. To add it multiply by 1.18; to extract it divide the gross by 1.18. Sales tax on services is provincial — Punjab, Sindh, KP and Balochistan each set their own rate, typically 13–16%.
Open the calculatorSee exactly how much more a non-filer pays than a filer in Pakistan on a property purchase or sale, vehicle registration, bank profit, dividends and cash withdrawals — and the saving from joining the ATL.
In Pakistan non-filers (not on the FBR Active Taxpayers List) pay about 3.5× the filer rate of advance tax when buying property (10.5% vs 3%), 2.5× when selling, three times the vehicle registration tax, 35% instead of 15% on bank profit, 30% instead of 15% on dividends and 0.6% on cash withdrawals over PKR 50,000 — all avoidable by filing a return on IRIS.
Open the calculatorCalculate your monthly car loan installment in Pakistan, for conventional bank financing or Islamic (profit-rate) financing.
A Pakistani car loan instalment is calculated with the standard amortisation formula on the financed amount (price minus down payment), usually at a KIBOR-linked floating rate for conventional loans or a comparable profit rate for Islamic financing, over 1–7 years.
Open the calculatorWork out zakat due on gold held in tola or grams, using the 7.5-tola nisab threshold and today's gold price.
Zakat on gold is 2.5% of its value once your total zakatable wealth reaches the nisab of 7.5 tola (87.48 grams) of gold and has been held for one lunar year. Some scholars use the lower silver-based nisab instead.
Open the calculatorGet a rough estimate of your monthly domestic electricity bill from units consumed, before taxes and any fuel price adjustment.
Pakistan domestic electricity bills use progressive per-unit slab rates set by NEPRA — cheaper 'protected' rates for low-usage households and higher rates above roughly 200–300 units — plus 17% GST, electricity duty, a TV licence fee and monthly fuel price adjustments.
Open the calculatorEstimate how many years a rooftop solar system takes to pay for itself in Pakistan, based on system size, cost, your tariff and the net-metering export rate.
Under Pakistan's net metering, solar units you consume yourself save the full retail tariff while surplus exported units are credited at a much lower buy-back rate. A 10 kW rooftop system typically generates around 1,200 units a month and pays back in roughly 3–5 years.
Open the calculatorBank profit calculator for Pakistan: monthly and yearly profit on savings accounts, term deposits and PLS at any rate, after 20% / 40% withholding tax for filers and non-filers (FBR 2026–27).
Bank profit in Pakistan is paid on savings accounts at a declared variable rate and on term deposits at a fixed rate. Banks deduct withholding tax at source under Section 151 of the Income Tax Ordinance — 20% for active tax filers (on the FBR Active Taxpayers List) and 40% for non-filers from 1 July 2026 — so PKR 1,000,000 at 12% pays a filer PKR 8,000 a month net and a non-filer PKR 6,000.
Open the calculatorAdd up cash, bank savings, gold, silver, investments and trade stock, subtract debts, compare with the nisab in rupees and get your zakat at 2.5%.
Zakat is 2.5% of net zakatable wealth — cash, bank balances, gold, silver, investments and trade stock minus debts due — held for one lunar year above the nisab of 7.5 tola of gold or 52.5 tola of silver (the silver nisab is the usual basis for mixed assets in Pakistan). Pakistani banks deduct 2.5% from savings accounts on 1 Ramadan unless an exemption is filed.
Open the calculatorEstimate the monthly installment, total profit or interest and required down payment on a house loan in Pakistan, conventional (KIBOR + spread) or Islamic diminishing musharakah.
Pakistani banks price house finance at KIBOR plus a spread of about 2–4%, repriced periodically, with financing capped at 85% of the property value and tenures up to 25 years. Islamic diminishing musharakah uses a KIBOR-linked rental rate and produces the same monthly installment as the amortising formula at the same rate.
Open the calculatorCalculate semester GPA and cumulative CGPA on the HEC 4.0 scale from marks or letter grades and credit hours, and see what you need next semester to hit a target CGPA.
On the HEC 4.0 scale, GPA = sum of (grade points × credit hours) ÷ total credit hours, and CGPA applies the same formula across all semesters. The common grading table is 85+ = A (4.00), 80–84 = A- (3.70), 75–79 = B+ (3.30), 70–74 = B (3.00), 65–69 = B- (2.70), 61–64 = C+ (2.30), 58–60 = C (2.00), 55–57 = C- (1.70), 50–54 = D (1.00), below 50 = F.
Open the calculatorCalculate your admission aggregate for MDCAT, NUMS, ECAT (UET), NUST NET, FAST and GIKI from matric, intermediate and test marks using each university's published weightings.
MDCAT merit aggregate = 10% matric + 40% intermediate + 50% MDCAT (out of 200), each as marks ÷ total; NUMS uses the same weights, UET's ECAT 70% intermediate + 30% ECAT (of 400), NUST 10% matric + 15% intermediate + 75% NET, FAST 10/40/50 and GIKI 15% intermediate + 85% test. Every 4 MDCAT marks move the aggregate by 1%.
Open the calculatorGet a rough budget estimate for Umrah from Pakistan — package cost, visa, and extras — for economy, standard and premium packages.
An Umrah from Pakistan typically costs from around PKR 250,000–350,000 for an economy package to PKR 600,000 or more for premium packages, covering visa, flights, hotels near the Haram and transport, plus personal spending.
Open the calculatorEstimate the total cost of Hajj from Pakistan under the government scheme or a private operator — package, qurbani, spending money, vaccinations — per pilgrim and for the whole family.
Hajj from Pakistan costs roughly PKR 1.1–1.2 million per pilgrim on the government scheme (long and short packages, balloted) and PKR 1.2–3 million privately, plus qurbani (about SAR 720), spending money (SAR 1,000–2,000), vaccinations and travel — commonly PKR 1.3 million to 2 million all-in per person at current exchange rates.
Open the calculatorCalculate your real net profit per order on Daraz after commission, payment gateway fee, GST and shipping.
Daraz charges sellers a category-based commission — from under 3% on packaging to around 18.5% on fashion — plus a payment gateway fee of about 2.25% and provincial sales tax on those fees. Net profit is the selling price minus commission, fees, tax, shipping and cost.
Open the calculatorEstimate your EOBI old-age pension from years of insurable service and the wage base, plus the monthly employer and employee contributions and your eligibility date.
The EOBI pension is the average insurable wage × 2% × years of insurable employment, subject to the minimum pension (PKR 11,500 as most recently reported), payable from age 60 for men and 55 for women after at least 15 years of contributions; contributions are 5% employer and 1% employee of the minimum wage (PKR 37,000).
Open the calculatorCalculate end-of-service gratuity in Pakistan at 30 days' last-drawn wages for every completed year of service, with the six-month rounding rule.
Gratuity in Pakistan is 30 days' last-drawn wages for every completed year of service (a part-year of six months or more counts as a full year) under the Standing Orders Ordinance, payable on resignation, termination or retirement unless a provident fund is provided instead; gratuity from an approved fund is tax-exempt.
Open the calculatorProject your provident fund balance from employee and employer contributions on basic salary, the fund's profit rate and salary growth, and see the tax-free limits.
In Pakistan a provident fund takes a fixed percentage of basic salary from the employee (commonly 8.33% or 10%) matched by the employer, credits annual profit of around 10–15%, and pays the whole balance tax-free on leaving if the fund is recognised by the FBR; the employer's contribution is tax-free up to the lower of 10% of salary or PKR 150,000 a year.
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